Card processing
Credit and debit cards in-store, online and over the phone, on countertop terminals, POS systems or mobile.
Free terminals when you sign up
Shut down? We’ve got you covered.
Payment processing for cannabis, hemp, vape, kratom and the other industries mainstream processors won’t touch, set up the right way so you stay open. Sign up today and get free terminals.
Rather talk now? Call 844-440-RISK (7475)
Built for the businesses other processors drop
HighRisk.cc sets up payment processing for regulated and high-risk industries, the merchants mainstream processors decline, freeze or close without warning.
- Licensed cannabis dispensaries
- Medical cannabis doctors
- Hemp, THCA & CBD
- Smoke & vape shops
- Kratom, kava & mushroom products
- Nutraceuticals & supplements
Not on the list? If you’ve been turned down somewhere else, talk to us anyway.
Everything you need to get paid
Pick what you need on one signup form. Your rep matches each service to what’s allowed for your industry.
ACH & eCheck
Take payments straight from your customers’ bank accounts, one-time or recurring.
Check 21 deposits
Scan paper checks and deposit them electronically instead of driving them to the bank.
Business banking
Get connected with a business bank account that’s comfortable with your industry.
Merchant capital
Funding from $10K to $1M for qualifying businesses.
Minority-owned business? Ask about our minority business program.
Built to keep you open
Getting approved is step one. Staying open is the point, so every account is set up for the long haul.
High-risk is the specialty
Cannabis, hemp, vape, kratom and supplements aren’t exceptions here. Underwriting, banking partners and support are built around them.
Set up right from day one
Correct industry coding, complete documents and realistic limits up front. Those details keep an account stable after approval.
Straight answers on pricing
You see your rates and terms before you sign. No hidden fees.
A team you can call
Questions before you apply or after you’re live? Call 844-440-RISK and talk to someone who knows your industry.
How it works
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Sign up
Tell us about your business on a short signup form. It takes a few minutes.
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Submit your application
Send in your documents. Your rep tells you exactly what your industry requires.
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Underwriting review
Our team reviews your file and matches you with the right banking partner.
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Start processing
Get your free terminals, go live in-store, online or on mobile, and start taking payments.
Accounts can be ready in 3–10 business days once your application is submitted.
Apply nowTalk it through first
Book a free consultation and get straight answers about your industry, your options and what approval takes.
- [email protected]
Calendar not loading? Open the booking page.
Questions merchants ask us
I just got shut down by my processor. Can you help?
Yes. That’s exactly who HighRisk.cc is for. When you apply, tell us why your account was closed and share your recent processing statements. The more we know up front, the faster we can find the right fit.
What types of payments can I accept?
It depends on your industry. Hemp, CBD, vape, kratom and supplement merchants can typically accept major credit and debit cards, ACH and mobile wallets. Licensed cannabis businesses get options that fit card-network rules for cannabis, like ACH and bank payments. We’ll walk you through what’s available for your license.
How long does it take to get set up?
Accounts can be ready in 3–10 business days once your application is submitted. A complete application with every document attached is the fastest way through underwriting.
What do I need to apply?
Start with the short signup form. After that you’ll complete a full application, which usually asks for business formation documents, owner ID, a bank letter or voided check, and recent processing statements if you have them. Licensed businesses should keep their license handy.
Are there long-term contracts?
Terms depend on your industry and processing profile. You’ll see your rates and terms before you sign anything.
Do you offer funding?
Yes. Qualifying businesses can access merchant capital from $10K to $1M.
Can you guarantee I won’t get shut down again?
No honest processor can. What we can do is set your account up correctly, with the right industry coding, complete documentation and realistic limits, through banking partners who approve your industry on purpose. That removes many of the reasons merchants get shut down.
Is processing secure?
Yes. Card payments run through PCI-compliant gateways and terminals.